Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
3 Beds
2 Baths
1,127 sqft

$160,000

13148 Saginaw Road, Clio MI, 48420

Price per sqft$141.97
Built in1979
Property size1,127 sqft
Property typeResidential

Overview

Active

Listed Mar 12, 2026

Updated 32h ago

Back on the market due to buyer financing, dont miss out on this fantastic home! Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning. The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines. For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer. Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location. Well and septic inspections have already been completed and passed, offering peace of mind from day one. Whether you’re looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what’s next.

$1,064/mo

Est. mortgage payment based on a $160,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
50201438

Interior Features

Bedrooms
3
Bathrooms
2
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.83 Acres

Other Property Details

Taxes
$1,480
Tax Frequency
Annually
MLS provider logo

Listed by Kelsi Long with Century 21 Signature Realty - Bay City
Listing Contact: 989-475-5679 

Based on information originating from the MiRealSource as of 10/12/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Any offer of compensation is made only to participants of the MLS where the listing is filed.

©2026 MiRealSource all rights reserved.

Data last updated on 10/12/2026 at 10:34 PM UTC

Powered by Luxury Presence